Question 2 Essay Example | Topics and Well Written Essays - 750 words

Question 2 - Essay Example It is the interest which the insured stands to lose if the risk attaches. The risk that is therefore attached to every passenger in a public means of transport is varied to some extent (Soule, 1917 p. 210). The liability of Eastern Express’s insurance company on each of the individuals in this situation will depend on the interest that the train insured. Invariably, there are two or more parties who are always involved in an accident that occurs by a public means of transport. In this case, it is the train at fault. The insurance undertakes to pay compensation to the parties aggrieved by the accident on behalf of the driver or the company that insured the train. The insurance that such means of transport usually take among other things, provides insurance cover in respect of loss or damage that is suffered through damage of property or the death of the injury to any person resulting from an intentional or negligent act or omission by the operator or agents or servants of the o perator of the train in connection with the provisions of public passengers and transport services. Fred Fred has become permanently blind and his camera equipment, which he was transporting with him, was destroyed. While it is true that the eye sight of a film maker is essential to his job, this cannot be used as a basis to claim, future or anticipated loss of income. Fred had not yet made a deal with the television company, and it would therefore be had to calculate how much his income would have been. However, the insurance company will have to compensate him for the injuries that he has from the accident and the damage on his equipment. Albert Albert was 85 years old and suffering from terminal cancer. Even though Albert was already old and terminally ill, it would be evident that it was the accident that caused his death. However, given his age and his disease, the compensation would not be as much as for an individual who is still considered productive. His estate can only cla im compensation for the death that was caused by the accident. His age and state of health does not rule out the possibility and right to be compensated. Lydia Physically, she was unhurt but suffered Post Traumatic Stress Disorder, which stopped her working for a year, after which time she was only able to work part-time shop-assistant. However, Lydia has not been able to work as a result of her condition and would therefore require that her loss of income should be taken into consideration. If she settled her claim before the effects of her condition, she would not be in a position to renegotiate. Her circumstances are very unique and as such there would be several things to be considered, including her ability to continue with the job that she was doing before the accident. She also has a right to claim for emotional stress and the depression that her condition has impacted on her life. Cynthia Cynthia, a doctor in the next carriage, was also killed. She is at the prime of her age and has a good job. If it is proved that she is the breadwinner of her family, it would be paramount to compensate her estate relative the loss that the family has suffered. Moreover, she has a dependant, a daughter who is 15 years old whose circumstances have to be taken to consideration. As to the

Case study Essay Example | Topics and Well Written Essays - 500 words - 59

Case study - Essay Example Unfortunately, the urban employment opportunities could only absorb a small section of the unemployed population. At the same time, the mining and demand for labor in the rural agricultural sector increased. The mining industry, involving companies like Shell and Texaco could only take contribute little to employment rates despite the revenue obtained from the sector. The relief to the employment status in the country was witnessed with the rise in industrialization, manufacturing, and politics. Manufacturing and government jobs became a source of employment for the skilled and educated people in the population. This caused a considerable decrease in unemployment rates from 15% to 9.9% in 1973. This was however to increase with economic challenge to a maximum of 20% in 1990. From this time, government efforts served to diversify the economy and reduce the rates. Unemployment rate is the measure of the proportion of employable people in the population who have lost their jobs or are unsuccessful in seeking jobs. The rate is an important indicator of economic productivity of a country (Dwivedi, 2001). A country that has a large number of people willing to work but cannot secure employment cannot realize its economic possibilities. In addition, high unemployment rate indicates poor economic wellbeing of the population. There are three major types of unemployment. First, there is the frictional unemployment. This refers to the proportion of people who are seeking suitable jobs. This means that they can at least secure jobs, but they are unemployed seeking better jobs. Secondly, there is cyclical unemployment. In this case, the unemployment rate increases with recession and decreases with the expansion in the business cycle. People are laid-off from companies and businesses during the recession and become unemployed. The third type of unemployment is structural unemployment. This happens when there is a mismatch

The Overview of the Finance Ethics Concept Research Paper

The Overview of the Finance Ethics Concept - Research Paper Example The research paper "The Overview of the Finance Ethics Concept" discusses the concept of ethics in terms of the practice of finance as a discipline, an issue that is very indispensable in entirely all disciplines that define humanity. Several studies have always confirmed that without a proper ethical framework in place, finance comes to shambles. It is imperative that people are versed with all the relevant aspects of this field so that harmony and professionalism are realized in the field. Several ethical dilemmas will normally confront the players in the field and incase one is not well versed on how to conduct themselves; it could prove very difficult to manage such situations. However, much knowledge does exist on some of the dilemmas and the most appropriate strategies on how to tackle them. In such a case, it becomes important to learn them and get acquainted with them. The research process will involve the basic primary aspects in which case data will be sought in the field. Though the most relevant practitioners in the field will be part of the process and the data will be collected and analyzed using conventional statistical aspects. Both primary and secondary sources will be considered as sources of information. Also, it is hoped that the findings will reveal that a challenge really exists with respect to ethical conduct in the field of finance. It is further expected that people will indeed confirm that they have faced challenges regarding the concept.

Risk for food hypersensitivity Essay Example for Free

Risk for food hypersensitivity Essay Link To Nursing There is a growing concern among the population about food hypersensitivity as a primary health risk. Breast fed infants may potentially be exposed to a more diverse diet via variable components of milk transmitted from the mother, compared to the relatively static composition of commercial infant formulas. To determine whether or not breastfeeding might potentially decrease risk of food hypersensitivity is important to the field of nursing because nurses are in a primary position to educate their patients and the public about disease prevention and wellness practices to optimize health. The healthcare community has diagnosed an increase in food hypersensitivity over the past few decades and it is our duty and opportunity as nurses to work with a multidisciplinary team to develop and promote front-line evidence-based interventions. If breastfed infants demonstrate a decrease in the incidence of food hypersensitivity later in life, then subsequent efforts to educate the public could have an enormous positive impact on promoting long-term wellness for future generations. Primary Resource Venter, C., Pereira, B., Voigt, K., Grundy, J., Clayton, C., Higgins, B., Dean, T. (2009). Factors associated with maternal dietary intake, feeding and weaning practices, and the development of food hypersensitivity in the infant. Pediatric Allergy And Immunology: Official Publication Of The European Society Of Pediatric Allergy And Immunology, 20(4), 320-327. doi:10.1111/j.1399-3038.2008.00832.x

C. Vann Woodwards The Strange Career of Jim Crow Essay -- Woodward St

C. Vann Woodward's The Strange Career of Jim Crow In the field of history, it is rare that an author actually comes to shape the events discussed in their writing. However, this was the case for C. Vann Woodward and his book, The Strange Career of Jim Crow. First published in 1955, it discusses this history of race relations in America, more specifically the Jim Crow laws he equates with the segregation of races. Woodward argues that segregation itself was a fairly new development within the South, and did not begin until after Reconstruction ended. He further argues that since the South has seen so much change, citing the Civil War, Reconstruction, and the development of the Jim Crow laws, it is possible for more changes to occur in a movement away from segregation. Though to a modern reader this seems like a logical argument following the events of history as they occurred, it must be remembered that Woodward was writing during the time period in which all of this was happening and nothing was certain. As William S. McFeely states in his afterword, what Woodward â€Å"so modestly stated, was, in fact, a call for the overthrow of what was perceived to be the very grounding of Southern society.† Unlike most historians, Woodward wrote about segregation and the Civil Rights Movement with such proximity that he came to affect public opinion of the time period as well as the final outcome of events. Furthermore, Woodward wrote with what we can now see to be accurate foresight as well as with a clear understanding of historical writing and the challenges it can pose. In order to support his argument that Jim Crow laws were not developed during the era of slavery in the South, the traditional belief, but rather later in ... ...ctive. But someone has to make a beginning.† Making a beginning is exactly what C. Vann Woodward accomplished with the publication of The Strange Career of Jim Crow. A Southerner, he rebelled against other interpretations, unafraid of provoking anger or disagreement during his era. It is his work which laid the groundwork for future publications and in turn greatly influenced Americans’ opinions of his era and thereafter. Any criticisms of his interpretations would be due to his inability to see the future, and these were usually mistakes he attempted to remedy through revisions and later publications of the book, which, in a true testament to its importance, has yet to go out of print. When the rare occurrence of a historical work affecting the course of history occurs, such as this one, the importance of both the work and the historian becomes clear.

Family and Young Boy Charley

Book Report â€Å"For One More Day†, By Mitch Albom Made by: Kitti Kristanti, Sec 1d For One More Day â€Å"This is a story about a family, and as there is a ghost involved, you might call it a ghost story. But every family is a ghost story  . The dead sit at our tables long after they have gone. † This is a beautiful, haunting novel about the family we love and the chances we miss. It explores the question, â€Å"What would you do if you could spend one more day with the ones you love? †Ã‚   The story  covers a conversation  Charley Benetto has with a sports writer.Throughout the conversation he goes back and forth between  the one last day he had with his mother and the important  events in his life, sharing his feelings– both past and present– about them. I particularly enjoyed the   way he shared throughout the book little vignettes of the times his mother stood up for him and the times he didn’t stand up for her. As a mother myself, I couldn’t help wondering if someday my own children would be able to look back and see with clarity the sacrifices I have made for them.Throughout the book I ‘heard’ some of the same things from the young boy Charley that I hear from my own children. It was rewarding and brought hope to see him come to a realization of how his interpretation of the events had been inaccurate and skewed by emotions in the moment. Perhaps my children will also understand someday As a young boy Charley Benetto makes the choice to be a daddy’s boy and does everything his father asks him to. Then his father disappears, leaving a broken family and an embarrassing situation for the young Charley to endure.Being raised by a single mother has it’s challenges and plenty of embarrassment, many that Charley takes out on his mother. â€Å"So he chooses his father, and he worships him- right up to the day the man disappears. An eleven-year-old Charley must then turn to his mother, who bravely raises him on her own, despite Charley’s emabarrassment and yearning for a complete family. †   Ã¢â‚¬ Decade later, Charley is a broken man. His life has been crumbled by alcohol and regret. He loses his job. He leaves his family. He hits bottom after discovering his only daughter has shut him out of her wedding.And he decides to take his own life. † â€Å"He makes a midnight ride to his small home-town, with plans to do himself in. But upon failing to do that, he staggers back to his old house, only to make an astonishing discovery. His mother- who died eight years earlier- is still living there, and welcomes him home as if nothing had ever happened. † â€Å"What follows is the one ‘ordinary’ day so many of us yearn for, a chance to make good with a lost parent, to explain family secrets, and to seek forgiveness. Somewhere between this life and the next, Charley learns the things he never knew about his mother and h er sacrifices.And he tries, with her tender guidance, to put the crumbled pieces of his life back together. † I related to this story on many levels. As a single mother myself I could relate to many of the experiences described and gained insight into what my children may be experiencing as a result of events they have no control over. As a daughter  who has at times experienced a  strained relationship with my own mother,   I gained  valuable insights into my own childhood memories and interpretations and was  reminded, again, that there is much more to the story that I do not completely understand.And as always– the betrayal revealed in the end made the recent and  painful betrayal of my own life seem small and insignificant in comparison. This clever story, told in Mitch’s masterful storytelling style, has left me with a new appreciation and understanding for those I love and has motivated me to be more intentional in valuing and cherishing the rel ationships I enjoy with those I love so that I will not be left with regrets for the experiences and the love lost. I highly recommend this book to anyone who has ever been a part of a family, who has ever lived with regrets, and who has ever questionned the value of their very existence.

Wgu Kot 2

Medicare, the Uninsured, and International Healthcare Review Western Governors University Medicare, the Uninsured, and International Healthcare Review Healthcare and healthcare reform are hot topics of debate in today's society. As the population grows and life expectancy increases, the nation faces many challenges in providing healthcare benefits to the people. â€Å"According to the report, titled Income, Poverty and Health Insurance Coverage in the United States: 2010, 49. 9 million Americans or 16. 3 percent of the total US population had no health insurance in 2010.That percentage represents a slight increase on 2009’s figures, when 49 million citizens or 16. 1 percent of the population was uninsured† (Gamser, 2011). Unless there is a turnaround in their economic downfall, unemployment rate, and healthcare reform these numbers will most likely continue to increase. This paper will discuss some of these issues and how they impact two different families. The paper wi ll look at Mrs. Zwick, a 77-year-old female who was hospitalized for five days following a minor stroke and is then transferred to the skilled nursing facility for rehabilitation.Her rehabilitation is delayed 10 days into her stay due to a hospital acquired urinary tract infection. Discussion will include coverage for her medical care using Medicare Part A, Part B and Part D. Discussion will also include how the hospital acquired infection is not reimbursed by Medicare. Finally the paper will discuss how Mr. Davis, a gentleman with chronic sickle cell anemia and loses his job position due to his illness, will have the option to continue insurance coverage by way of the Consolidated Omnibus Budget Reconciliation Act (COBRA).Discussion will include two challenges that state or local government face when providing care for the uninsured with long-term or chronic illnesses. Elaboration on one of the challenges will be further described. Due to his frustrations with loss of his employmen t, healthcare coverage, and his chronic sickle cell anemia, Mr. Davis verbalizes he wish he lived in another country. Through investigation of healthcare in Great Britain, Japan, Germany, and Switzerland this paper will discuss which of these countries would best benefit Mr. Davis if you ere to become a citizen there. Mrs. Zwick was hospitalized for five days following a mild stroke, and then transferred to a skilled nursing facility for rehabilitation with projected discharge in 21 days. However it is discovered that she developed a hospital acquired urinary tract infection 10 days into her rehabilitation requires IV antibiotics to treat. The infection leads per week and unable to continue her rehabilitation until the urinary tract infection is cleared. As a result, instead of 21 days in rehabilitation she has to stay 40 days.When discharged she was giving a prescription for several medications and a walker. Her daughter inquires about the bills from other is insured with Medicare Part A, Part B and Part D and asks the nurse if she can explain the benefits to her. Medicare Part A, which is also known as hospital insurance, is usually provided free since Medicare taxes are paid into the program while working. â€Å"Part A is hospital insurance that helps cover inpatient care in hospitals, skilled nursing facility, hospice, and home health care† (Medicare. gov, n. d. ). Cherry and Jacob (2011, p. 28) states that Medicare is a federal health insurance plan for Americans 65 and older and certain disabled people. The client must be eligible for Social Security or Railroad retirement. The nurse would explain that Medicare Part A will cover the cost of the hospital stay as well as the skilled nursing and rehabilitation stay. Medicare Part B she explains is considered to be the medical insurance. This will cover services such as physician services, services and supplies that are needed to diagnose and treat her medical condition and would also cover certain pr eventative services such as flu vaccines (Medicare. ov, n. d. ). This would cover the rehabilitation services that her mother has received while in the rehabilitation center as well as the walker that was prescribed by the physician at the time of discharge. Medicare Part D is the prescription drug plan. There are various options under this portion of Medicare and depending on the one that your mother has chosen would base the amount of coverage that she would receive for prescription medications. This does not necessarily cover the full cost of the prescription medications; there are deductibles and copayments that must be met. The hospital acquired rinary tract infection that Mrs. Zwick developed during her hospital stay is not covered by Medicare. Research of an article in Medical News Today states: â€Å"Starting in 2009, Medicare, the US government's health insurance program for elderly and disabled Americans, will not cover the costs of â€Å"preventable† conditions, m istakes and infections resulting from a hospital stay. So for instance, if you are on Medicare and you pick up a hospital acquired infection while you are being treated for something that is covered by Medicare, the extra cost of treating the hospital acquired infection will no longer be paid for by Medicare.Instead, the bill will be picked up by the hospital itself since the rules don't allow the hospital to charge it to you† (Paddock, 2007). Healthcare acquired infections (HAI) not only contribute to exorbitant amounts of financial burden on the healthcare system but also attribute to staggering numbers of patient deaths. â€Å"Healthcare acquired infections (HAIs) are infections that patients contract while receiving treatment for medical and surgical conditions. The U. S. Centers for Disease Control and Prevention (CDC) estimates that HAIs contracted in U. S. ospitals account for approximately two million infections, 99,000 deaths, and an estimated $4. 5 billion in excess costs annually† (Centers for Disease Control and Prevention, 2009) More recent results show a very minuscule decline in these types of infections. It is but a mere scratch at the surface of the deeply rooted problem within our healthcare systems. There are ethical implications as well in treating Mrs. Zwick’s healthcare acquired infection. As healthcare providers, there is a duty to do no harm. Ethically we must do the right thing as an advocate for patient safety.To attain these standards the healthcare provider must diligently be cognizant of infection control measures and ways to improve current practice. Examples include strict hand hygiene, aseptic technique, and current best practice as defined by evidenced based medicine. The continuous monitoring and surveillance of all healthcare acquired infections looking for trends. Perhaps it is a specific hospital unit or employee. These identifiers will assist through education and competency in the correction and preven tion of future occurrences.Healthcare as a whole also has an ethical obligation to make known to the patient, patient families and the community these HAI’s when discovered. This paper will now focus on Mr. Davis who was terminated by his employer for extended absences due to hospitalizations from chronic sickle cell anemia. Even though Mr. Davis is unemployed his employer must offer him the opportunity to continue his healthcare benefit under the Consolidated Omnibus Budget Reconciliation Act (COBRA).COBRA requires employers with more than 20 employees to provide the employee and his family the opportunity to continue medical benefits for up to 18 months. This includes voluntary or involuntary job loss, decreased work hours, changing jobs, and various life changing events. The employee may be responsible for paying the entire premium to continue this healthcare coverage. COBRA can also impose fines of up to $110 per day to employers that fail to offer continued healthcare be nefits to the separated employee. (U. S. Department of Labor, n. d. ) Should Mr.Davis remain unemployed beyond the 18 month limit imposed by COBRA, state and local government are usually called upon to provide assistance. There are options available but often times these require months or even years to get assistance and quite frequently require the assistance of an attorney to receive benefits. Medicaid is probably the most widely known and the recommended source of state medical assistance. The Medicaid program is a federal and state grant program that used primarily for the disabled, low income families with dependent children, and people who are confined in nursing homes with low income levels.The state is responsible for setting the guidelines of eligibility for this program. Once Medicaid is approved for an individual, the coverage can be retroactive for up to three months from the time it was approved. Indigent and underinsured medical care must be funded by state and local g overnment. This challenge is usually met through taxation. Each municipality and sometimes healthcare district must budget to provide care for its citizens through state and local tax. Depending on the economic region this can present a huge challenge.For example, areas of Florida where migrant farmers are present may have to budget more for healthcare than a wealthier district such as West Palm Beach. So in reality, all working citizens pay for the indigent healthcare in their particular municipality. In Texas such budgeting and care is known as the Indigent Health Care and Treatment Act passed in 1985. This act spells out what basic services must be allowed for the indigent in each county. If more care is provided then it is the local governments’ responsibility to pay for it.Other state and local programs may include State Children's Health Insurance Program (SCHIP) which is also a state and national government run program designed for families that don't meet the minimum requirements for Medicaid due to income even though the income is still modestly below poverty level. Local and state governments may also provide other benefits such as free clinics, public health, Meals on Wheels, subsidized housing, discounted transportation services, food stamps, and free or discounted childcare for working parents.Local consumers have even pitched in by providing either free or drastically reduced prescription medications that are commonly prescribed to provide assistance during these tough economic times. Mr. Davis had mentioned in his frustration that at times he wished he lived in another country. His hope would be that healthcare would be more accessible to him. This paper will look at the healthcare system of four different countries Great Britain, Japan, Germany, and Switzerland. After a brief review of the healthcare systems in these countries this paper will focus on one country's health care system that would benefit Mr.Davis the most. Discussion of th is country's healthcare system will examine areas such as medication coverage, pre-existing conditions coverage, requirements if necessary for healthcare specialist evaluation and the access for retired people, children, and the unemployed. The healthcare system in Great Britain is considered to be socialized medicine. Basically what this means is that the citizens of Great Britain pay taxes for health care and in return the government-run National Health Service (NHS) provides and pays those funds to healthcare providers.There are no fees when a patient sees a physician since most physicians and nurses are government employees. In order to see a specialist patients must first visit there general practitioner for a referral. Physician visits are free; however there are fees for prescription medications. â€Å"Young people and the elderly are exempt from all drug co-pays† (Public Broadcast System, n. d. ). A major problem with this healthcare system according to Tanner (2008 p . 4) is the extremely long waits for healthcare and depending upon the patient's severity of illness, a procedure such as an open heart surgery for someone deemed too ill or too old by the government may be denied treatment. Switzerland has long been considered to have one of the best healthcare systems in the world. However it is not without its drawbacks. The overall cost for healthcare and Switzerland is second only to the United States. Even still is far less than what the United States spends on healthcare. All residents residing in Switzerland are required to purchase basic healthcare insurance with them three months of residency.Swiss law requires all citizens to purchase a basic package of health insurance, an individual mandate. The term basic benefits package is somewhat misleading since the required benefits are quite extensive, including inpatient and outpatient care, care for the elderly and the physically and mentally handicapped, long-term nursing home care, diagnosti c tests, prescription drugs, and complementary and alternative therapies. (Tanner, 2008 p. 25) The Swiss government does provide assistance for those that are low income and can't afford to pay the healthcare premiums.It is expected that citizens pay no more than 10% of their income on healthcare premiums. Referrals to specialists are not required by the primary care physician. There are no exclusions for pre-existing conditions. Private rooms in the hospital and dental insurance require a supplemental policy and are not covered in the basic plan. Healthcare in Germany is based primarily on two types of insurances, public and private insurance. Anyone earning a salary in Germany must have public health insurance. This public health insurance covers not only the employee of German citizenship but all nonworking dependents as well.There is no added cost for pre-existing conditions. Pregnant women are provided public health insurance for free. The premium for the insurance is around 5% of the person’s total income. Referrals are not required to see a specialist but higher co-pay may be charged. If a person opts out of the public health insurance for private insurance he cannot go back later to the public health insurance, even if income drops below the level required for private insurance (Underwood, 2009). The unemployed people are covered through a social fund which pays the physicians fee.This paper will now discuss the healthcare system in Japan. The Japan healthcare system would probably be the most beneficial for Mr. Davis of the four countries that we have researched. There are two types of healthcare insurance in Japan, National Health Insurance and Employees’ Health Insurance. Anyone who cannot afford healthcare insurance is provided with public assistance. The premium for the Employees’ Health Insurance is usually split between the employer and the employee; although there are some companies that will pay more. â€Å"Everyone in Ja pan is covered by insurance for medical and dental care and drugs.Insurers do not compete, and they all cover the same services and drugs for the same price† (Arnquist, 2009). The government decides on the fee schedule. Insurance premiums are not held or inflated for pre-existing conditions. Premiums are based on taxable income for the National Health Insurance. This insurance is for the self-employed, retirees and students. â€Å"The financial resources for unemployment benefits are covered by insurance premiums paid by employees and employers (they equally bear the amount equivalent to 0. 8% of workers' wages) and by the National Treasury† (The Ministry of Foreign Affairs of Japan, 2011).Healthcare is free for all children under the age of six. So as a result Mr. Davis would be well covered under Japan's healthcare system. Mr. Davis will have coverage for his medications, he would be able to see any specialist of his choice although a premium might be added without ha ving a referral, and there is no denial or rate increase for pre-existing conditions and the healthcare system provides for children, the unemployed and retired persons. In summation, this paper has discussed Medicaid Part A, B, and D. There is discussion on how COBRA would help Mr. Davis continue his insurance while he's out of work.There has been discussion of at least two challenges that both local and state government would face in providing care for Mr. Davis. And then finally there is some discussion of healthcare in Great Britain, Germany, Switzerland, and of course Japan which is the system that was chosen for Mr. Davis. While researching this paper it is discovered that healthcare reform is needed not only in the United States of America but throughout the entire world as well. The hope is that one day everyone will be afforded some type of healthcare coverage. References Arnquist, S. (2009, August 25). Health care abroad: Japan.Retrieved from http://www. prescriptions. blo gs. nytimes. com/2009/08/25/health-care-abroad-japan/ Centers for Disease Control and Prevention (2009, December 31). Healthcare acquired infection and prevention plan. Retrieved from http://www. cdc. gov/HAI/pdfs/stateplans/or. pdf Cherry, B. , & Jacob, S. R. (2011). Contemporary Nursing issues, trends, & management (5th ed. ). St. Louis, MO: Elsevier Mosby. Gamser, M. (2011, September 16). US Census Shows Little Change in Number of Uninsured Americans. Retrieved from http://www. globalsurance. com/blog/us-census-shows-little-change-in-number-of-uninsured-americans-420520. tml Medicare. gov (n. d. ). Medicare Benefits. Retrieved from http://www. medicare. gov/navagation/medicare-basics/medicare-benefits/part-a. aspx? AspxAutoDetectCookieSupport=1 Paddock, C. (2007, August 20). Medicare will not pay for hospital mistakes and infections, new rules. Retrieved from http://www. medicalnewstoday. com/articles/80074. php Public Broadcast System (n. d. ). Sick around the world. Retrieved f rom http://www. pbs. org/wgbh/pages/frontline/sickaroundtheworld/countries/ Tanner, M. (2008, March 18). The grass is not always greener: a look at national health care systems around the world.Retrieved from http://www. scribd. com/doc/13673626/–the–grass–is–not-always–greener–a–look–at–national–health–care-systems–around–the–world–Cato–policy–analysis–no–613– The Ministry of Foreign Affairs of Japan (2011). Second periodic report by the government of Japan under articles 16 and 17 of the international covenant on economic, social and cultural rights. Retrieved from http://www. mofa. go. jp/policy/human/econo_rep2/article9. html U. S. Department of Labor (n. d. ). Health plans & benefits, continuation of health coverage-COBRA. Retrieved from http://www. dol. gov/dol/topic/health-plans/cobra. htm Underwood, A. (2009,